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Latest: Advice, Tips and Resources in Finance

Article
Federal Tax ID Numbers and How to Protect Your Business From Fraud
By Andrew Martins | November 23, 2020

Businesses need a federal tax ID number before they can open their doors, but did you know they're vulnerable to fraud?

Article
How to Apply for a Business Credit Card Without a Personal Guarantee
By Andrew Martins | November 23, 2020

Though many credit card providers require a form of collateral for certain small business cards, not all do. Here's what you need to know about getting an unsecured business credit card.

Article
SBA Loan Default in the Time of COVID-19
By Jason Milleisen | November 19, 2020

Jason Milleisen, a former workout officer for the biggest SBA lender in the U.S., answers your questions about SBA loan default and the offer in compromise process as a result of the coronavirus.

Article
Shopify or Amazon? Which Is Better for Your Business?
By Max Freedman | November 16, 2020

Shopify and Amazon are giants in the e-commerce world, but which one is better for your business? Read on to make the right choice.

Article
How LaFlore Paris Became the Most-Funded Female-Owned Business on Kickstarter
By Kiely Kuligowski | November 16, 2020

LaFlore Paris co-founder Natacha Seroussi shares her tips on being successful on crowdfunding sites.

Article
Should You Buy or Lease an ATM?
By Jennifer Post | November 13, 2020

Consider these six things before deciding if your business should buy or rent an ATM.

Article
Which Financing Option Is Best for Your Small Business – a Line of Credit or a Term Loan?
By Shiv Nanda | November 12, 2020

Building and running a small business is no small task. One of the biggest challenges is managing finances. See if a term loan or line of credit could help.

Article
Understanding Business Credit Lines
By Julie Ritzer Ross | November 12, 2020

Learn what a business credit line is, what type of business credit lines are available and when you should use each option.

Article
Guide to Compensation Management
By Patrick Proctor | November 10, 2020

If you want to hold on to your top employees, a strong compensation management program is critical.

Article
How to Apply for a Business Credit Card as a Sole Proprietor
By Andrew Martins | November 10, 2020

If you're a sole proprietor, here's a step-by-step guide on how you can obtain a business credit card.

Article
Closing Because of the Pandemic? Beware of Potential Tax Hits
By Donna Fuscaldo | November 10, 2020

Thousands of small businesses have shut down because of the COVID-19 pandemic. Adding insult to injury, many are facing tax hits as they wind down.

Article
How to Survive When Business Is Slow
By Simone Johnson | November 09, 2020

Many businesses experience financial ups and downs. Here are tips to help you stay afloat when business slows down.

Article
Disaster Loans: How to Qualify for PPP and EIDL Forgiveness
By Mike Savage | November 06, 2020

More than 5 million businesses have received COVID relief funds. It's important to keep loan forgiveness in mind from the moment you receive your funds to avoid unforeseen costs.

Article
What Is Credit Card Funding?
By Donna Fuscaldo | November 06, 2020

Credit cards are extremely convenient to use, but there are several things you should consider before using them to fund your small business.

Article
4 Ideas to Help Your Business Create Cash Flow Without Laying Off Staff
By Joy Gendusa | November 05, 2020

The pandemic has affected almost every business in 2020, and mine was no exception. My company was able to rebound from the initial shockwaves without a single layoff. Here's how I did it.

Article
How to Cash in on Your Excess Inventory
By Bennett Conlin | November 04, 2020

If you find yourself with excess inventory, here are six ways you can cash it in.

Article
How to Raise Venture Capital
By Donna Fuscaldo | November 04, 2020

Venture capital is a viable way to fund a startup, but not every business will be successful. Here's what you need to know about this type of funding.

Article
The Best Amazon Business Credit Cards
By Donna Fuscaldo | October 30, 2020

There's more to Amazon than free shipping and same-day delivery. It also has a suite of credit cards that reward you for doing business with the e-commerce giant.

Article
Time Is Running Out for SMB Owners Impacted by 2018-19 Natural Disasters to Claim Federal Income Tax Credits
By Jason Fry | October 29, 2020

Businesses in 19 states could be eligible for the Employee Retention Credit (ERC), which was designed to help businesses recover the cost of retaining employees during a natural disaster.

Article
How Credit Card Issuers Approve Credit Card Applicants
By Donna Fuscaldo | October 29, 2020

Business credit cards have a lot of benefits, if you can get approved for one. Here's what credit card companies look for in a borrower.

Article
How to Increase Your Small Business Market Share
By Joshua Stowers | October 28, 2020

Looking to increase your small business market share? Find out how to calculate and improve your share of the market.

Article
Rollover for Business Startups: What Is a ROBS?
By Donna Fuscaldo | October 28, 2020

Looking for a way to fund your startup but don't want to take out a loan? A ROBS may be the answer.

Article
How to Find Business Investors
By Matt D'Angelo | October 27, 2020

Need an investor to help you grow your startup? Here's how to find an investor and which types to look for.

Article
Unsecured vs. Secured Business Loans
By Dock David Treece | October 26, 2020

Before you take out a business loan, you need to understand the difference between secured and unsecured loans so you can choose the best option for your business.

Article
Line of Credit vs. Credit Card: Which Is Best for Your Business?
By Donna Fuscaldo | October 23, 2020

A business line of credit and a business credit card are both useful tools for managing your business's finances. Find out which one is right for you.

Article
When Does Your Business Credit Score Matter?
By Adam Uzialko | October 22, 2020

What is the difference between your personal and business credit score, and when does your business credit score matter? Read on to find out.

Article
Pad That Bank Account: 6 Strategies for Companies Raising Capital
By Faizan Raza | October 22, 2020

Whether you run a startup or a Fortune 500 company, you need capital to grow. Here are six strategies for raising capital as a small business owner.

Article
What Small Businesses Need to Know About IRS Form 1099
By Dock David Treece | October 21, 2020

If your business pays independent contractors or vendors for freelance work, rent, or other items, you'll need to fill out IRS Form 1099.

Article
Do You Have to Offer Severance Pay?
By Skye Schooley | October 19, 2020

Learn what severance pay is and when you should offer it.